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Flood Reports

Traditionally, flood risk has been based on indicative flood data. The Flood Report is able to differentiate between properties within a flood plain, identifying, for example, those properties on higher ground which therefore face reduced or no risk.

Although a standard environmental report does provide some flood information, only the property specific Professional Flood Report available through Promap features clear assessment and detailed flood risk information from leading data providers as well as providing a valuable insurability rating and information on past insurance claims.

Flood Reports
  • It is vital to have buildings and contents insurance, and ideally this will at least repay the cost of building repairs and contents replacement, following flooding. But insurance does not protect against:

  • The distress or inconvenience caused by being in temporary accommodation for lengthy periods
  • Coverage totalling 231,236 km², the survey covers England, Wales and Scotland
  • A potential fall in the value of their home
  • Future insurance premiums rising exponentially e.g. a premium of £500 being increased to £10,000

The Flood Report includes the following datasets:


Norwich Union Flood Risk and Insurability
A detailed, property-specific assessment of river and coastal flood risk, covering risk of flooding as well as 'insurability risk'.

Insurance Claims
An indication of the insurance claims rating for flooding within the postcode sector, by comparing the number of flood insurance claims made to the number of properties.

British Geological Survey (BGS) Susceptibility to Groundwater Flooding
Identifies where geological conditions could enable groundwater flooding to occur and where groundwater may come close to the ground surface.

BGS Geological Indicators
Indicates those geological deposits which have been associated with flooding in the recent geological past and which therefore may still be vulnerable to flooding.

The Homecheck Professional Flood Report is available at £16.15 (plus VAT)


The report also assesses these key issues:

  • Flood Risk - Is the property in or within 250m of an area affected by flooding (Zone 3) or extreme flooding (Zone 2)?

  • Flood Defence - Is the property in or within 250m of flood defences as recorded by the Environment Agency?

  • Flood Defended Area - Is the property in or within 250m of an area benefiting from flood defences?
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